Finance

All finance applications will be subject to credit checks and affordability assessments carried out by our lenders based on the information you provide us. Please ensure you can afford to repay any loan you request that we arrange on your behalf.

HTC Group are FCA regulated and act as a broker not a lender, we work with a panel of lenders and we will receive commission for arranging finance on the customer’s behalf. We do not advise or recommend finance products, but will provide information to allow our customers to make an informed choice.

Hire Purchase

A straightforward option, where you ultimately own the asset. Includes flexible payments and perhaps a final balloon payment.

Finance Lease

A flexible method of finance that offers the practical benefits of ownership without the potential burdens. Final balloon also available.

Contract Hire

Locate, finance, maintain and dispose of assets. No depreciation risk and suited to defined replacement programmes.

Operating Lease

Particularly effective for specialised assets of higher value, this helps improve cash flow and allows *off-balance sheet funding.* Classification as off-balance sheet funding is subject to auditor’s approval.

PCP Explained:
Purchase Plan Explained: